Free · Money & business · No account needed
Cash-runway calculator
Estimate how many months current cash can cover the gap between monthly income and expenses.
No account needed. Nothing is saved automatically.
Your inputs
Starting values are examples, not recommended rates.
Your estimate
- Monthly net cash flow
- -10,000USD
- Monthly cash burn
- 10,000USD
- Estimated runway
- 5months
A simple planning estimate, not a cash-flow forecast. Timing, tax, debt payments, one-off costs and changing sales are excluded unless included in your averages.
How this tool works
Monthly burn = monthly expenses − monthly income. Runway = available cash / positive monthly burn.
What should I check before using the result?
A simple planning estimate, not a cash-flow forecast. Timing, tax, debt payments, one-off costs and changing sales are excluded unless included in your averages.
Do free tools require an account?
No. Public UtilityHub tools open without an account. An account is required only when you want a workspace to save records, collaborate with a team or use paid product features.
Are the public tools really free?
Yes. The tools listed in the public tools directory are free to use. They do not start a subscription and do not ask for a card.
Are my files uploaded to UtilityHub?
Image and PDF pages state how each tool processes files. Where a page says browser processing, the work happens on your device. Always check the privacy note on the specific tool before adding a sensitive file.
Should I verify a downloaded result?
Yes. Open every downloaded file and confirm its dimensions, size, legibility and destination requirements. UtilityHub helps prepare a result but cannot verify the current rules of every external form or service.
Nothing is added to your business workspace unless you choose to continue there.
Monthly burn = monthly expenses − monthly income. Runway = available cash / positive monthly burn.
A simple planning estimate, not a cash-flow forecast. Timing, tax, debt payments, one-off costs and changing sales are excluded unless included in your averages.