Free · Money & business · No account needed
Freelance-rate calculator
Turn an annual income target, overhead and billable capacity into an hourly rate.
No account needed. Nothing is saved automatically.
Your inputs
Starting values are examples, not recommended rates.
Your estimate
- Hourly rate
- 65.22USD
- Annual billable hours
- 1,104hours
- Annual revenue target
- 72,000USD
The income target is before personal tax. Allow for unpaid sales/admin time. This is a cost-based starting point, not a market-rate recommendation.
How this tool works
Hourly rate = (annual target + annual business costs) / (working weeks × hours per week × billable share).
What should I check before using the result?
The income target is before personal tax. Allow for unpaid sales/admin time. This is a cost-based starting point, not a market-rate recommendation.
Do free tools require an account?
No. Public UtilityHub tools open without an account. An account is required only when you want a workspace to save records, collaborate with a team or use paid product features.
Are the public tools really free?
Yes. The tools listed in the public tools directory are free to use. They do not start a subscription and do not ask for a card.
Are my files uploaded to UtilityHub?
Image and PDF pages state how each tool processes files. Where a page says browser processing, the work happens on your device. Always check the privacy note on the specific tool before adding a sensitive file.
Should I verify a downloaded result?
Yes. Open every downloaded file and confirm its dimensions, size, legibility and destination requirements. UtilityHub helps prepare a result but cannot verify the current rules of every external form or service.
Nothing is added to your business workspace unless you choose to continue there.
Hourly rate = (annual target + annual business costs) / (working weeks × hours per week × billable share).
The income target is before personal tax. Allow for unpaid sales/admin time. This is a cost-based starting point, not a market-rate recommendation.